F.A.Q.

Q: Do I have to pay for my insurance in full?

A: No, we have several payment plans available..

Q: What states is my insurance policy good in?

A. All 50 states.

Q. How stable are the insurance companies you write with?

A.  All are A rated by The A.M. Best Company

Q: What limits are available?

A. Limits vary with the type of business you are in but we will provide a quotation on the highest limits available for your type of business.

Q: Is there a charge for certificates of insurance?

A: No, there is no charge.

Q: Is there a charge for additional insured endorsements?

A: Yes, it varies with the insurance carrier.

Q: How long does it take to receive a certificate after it is ordered?

A: We normally can give you an immediate response.

Q: What types of coverage’s are available?

A. There are many insurance policies available, to name a few: General Liability, Inland Marine (cargo), Auto, Workers Compensation, Property & Crime. Many others depending on your needs.

Q: Are the policies rated by sales or equipment?

A: Both. The underwriters take both into consideration when quoting a policy.

Q: Will you make State filings & is there a charge for these?

A: We will make all state filings necessary. There is no charge for these filings.

Q: I am not able to view the certificates/ PDF files. What should I do?

A. To view a PDF file, you must have Adobe® Reader installed.  Download Adobe Reader free of charge by clicking here.
Specialty Insurance
Phone: 203-931-7095
Fax: 203-931-0682
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